Medical, Dental & Life Options

Community Medical Centers provides robust benefit plans with competitive premiums for medical, dental/vision and additional supplemental benefits. Health benefits are offered to both full- or part-time employees on the first day of the month following 30 days of employment. Employees may choose between plans that best fit their needs.

Medical Plans
All employees have the option of choosing between three health plans including Community’s own Community Care Health Plan HMO that offers quality, affordable care within the Santé network of physicians in addition to being self-insured on two PPO plans; one with a high deductible and out of pocket maximum and the other with a low deductible and out of pocket maximum. We also offer free medical coverage under the high-deductible PPO plan for employee only coverage. All medical plans include the same prescription coverage.

Dental/Vision Plans
Community offers two combined dental and vision plans: a Preferred Provider Organization (PPO) plan that allows both in-network and out of network dental coverage with a corresponding high coverage vision plan and a Dental Health Maintenance Organization (DHMO) plan with a corresponding lower coverage vision plan.

Health Flexible Savings Account
Employees can set up this account to receive reimbursement for eligible medical, dental and vision care expenses such as deductibles, co-pays and coinsurance for themselves or a family member. This is done on a pre-tax basis, and offers a great way for employees to save anywhere between 10 and 30% on eligible health expenses.

Dependent Care Flexible Savings Account
Employees can set up this account to receive reimbursement for dependent day care expenses for their children under age 13 or elder day care expenses. This is done on a pre-tax basis and offers a great way for parents to save while working outside of the home.

Term Life Insurance
Community provides a basic life and AD&D plan at no cost to employees. There also is an option to purchase additional supplemental term life insurances for an employee. Supplemental life insurance coverage also is available for a spouse and/or dependent children up to age 26.

Long Term Disability Insurance
Provides income protection of up to 60% of base salary when employee becomes disabled for more than 180 days.  This is an employer-sponsored benefit at no cost to employees.

Long Term Care Insurance
Optional benefit that offers financial protection in case employee or family member can no longer perform daily living activities, such as eating, bathing, or dressing. This kind of care is usually not covered by medial, disability insurances, or Medicare.